Saque-aniversário do FGTS. Descubra se você tem direito

O saque-aniversário é uma modalidade de resgate do FGTS. Aqueles que gostariam de utilizar os recursos do fundo com antecedência podem buscar na modalidade uma solução.

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Os contribuintes que aderirem ao saque-aniversário poderão receber parte do saldo do FGTS no mês de aniversário.

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O valor liberado depende do tamanho do saldo do contribuinte. Segue os valores:

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Saldo de até R$500 com alíquota de 50% sem adicional

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Saldo de R$1.000,01até R$5.000 com alíquota de 30% e adicional de R$150

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Saldo de R$ 10.000,01 até R$ 15.000 com alíquota de 15% e adicional de R$ 1.150

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Acima de R$ 20.000,01 tem alíquota de 5% com adicional de R$ 2.900

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Vale destacar que as pessoas que aderem ao saque aniversário não poderão resgatar a totalidade do saldo em caso de rescisão sem justa causa.

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Assim, esses contribuintes que fizeram a troca, deverão ficar dois anos na modalidade, para poder voltar à modalidade saque-rescisão.

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O saque-aniversário oferece a possibilidade de resgatar parte do saldo do FGTS na data do aniversário do contribuinte.

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Ou seja, se o contribuinte faz aniversário em setembro, ele poderá fazer o resgate entre os meses de setembro até novembro.

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Se o aniversário for em outubro, então o saque se inicia em outubro e vai até dezembro. Em 2021, 9,8 milhões de pessoas optaram pela modalidade.

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Todos os contribuintes que possuem saldo no FGTS podem aderir ao saque-aniversário.

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Assim, tanto aqueles quem tem conta ativa, quanto inativa, podem optar pelo saque-aniversário.

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