CPF NEGATIVADO: Como resolver

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A falta de planejamento financeiro pode levar pessoas a terem o seu CPF negativado. Mas o que deve ser feito nessa situação? Veja agora!

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Por dificuldades financeiras ou falta de planejamento, muitos brasileiros acabam ficando com o CPF negativado.

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Isso gera acúmulo de dívidas com juros altíssimos. Em julho de 2022, os juros do rotativo do cartão de crédito subiram a 364% ao ano.

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Com isso, muitos acabam caindo na inadimplência, gerando dificuldades de acesso ao crédito, empréstimos e outros serviços.

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O primeiro passo é consultar a situação atual do CPF, usando o Serasa Experian, que possui uma parceria com o Serviço de Proteção ao Crédito (SPC).

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Para consultar o CPF, é preciso acessar a conta no site do Serasa (clicando aqui).

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Outra forma de consultar o CPF é através do aplicativo da instituição (clicando aqui). O app pode ser baixado na Google Play ou na Apple Store.

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Existe a possibilidade das consultas pagas ao CPF, com a vantagem de receber informações sobre uma dívida negativada pelo SMS ou e-mail.

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Para limpar o nome no Serasa, é preciso pagar as dívidas negativadas com uma das formas de pagamento oferecidas pela empresa que se deve.

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Após pagar a dívida, ela vai ser excluída do CPF do cliente em até 5 dias. Em caso de golpe ou fraude, é preciso falar com a empresa ou acionar o Procon.

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Se após quitar a dívida ela ainda constar no CPF, a solução é entrar em contato com o Serasa com comprovante de pagamento.

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