Como se aposentar mais cedo? Saiba como se preparar

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O Brasil tem hoje pouco mais de 19 milhões de aposentados pelo INSS, sendo que para cada três, dois ganham apenas um salário mínimo.

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Se você quer fazer diferente e se aposentar mais cedo ganhando mais, conheça agora o que você pode fazer para se aposentar com mais recursos.

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É possível se aposentar mais cedo investindo seus recursos no mercado financeiro, de forma diversificada.

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Ter uma carteira previdenciária, com foco na aposentadoria significa ter ativos que a própria renda gerada por é capaz de te sustentar no futuro.

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Por isso, o ideal é investir todos os meses, montando uma carteira diversificada com ações, fundos imobiliários e previdência privada.

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Para aposentar mais cedo, você também precisa de uma estratégia para poupar dinheiro todos os meses.

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Supondo que você deseja receber de aposentadoria o equivalente a R$10 mil por mês, você precisa poupar uma certa quantia mensal para investir.

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Por exemplo, se você poupar R$ 360 mensalmente durante 40 anos você pode atingir um patrimônio de R$ 2 milhões.

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Você pode aposentar mais cedo aumentando seus aportes mensais, sempre tendo em vista a escolha de bons ativos pra investir.

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Com os dividendos das ações ou FIIs, é possível se aposentar sem precisar sem depender da previdência social.

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