Como sair da Poupança em 2022? Descubra agora mesmo

Como sair da Poupança em 2022? Descubra agora

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Mas apesar de ser a aplicação mais popular entre os brasileiros, a poupança não é, e também nunca foi, a melhor aplicação financeira.

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Atualmente há diversas opções mais vantajosas que a Poupança. Inclusive, há investimentos mais seguros e rendem mais do que a famosa caderneta.

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Com a Selic em 13,25% ao ano, há outros investimentos rendendo mais do que os 6,17% mais TR (Taxa Referencial) da Poupança. A Poupança é segura, mas vem rendendo muito pouco.

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O IPCA de 2021 terminou em 10,06%, enquanto a poupança rende no máximo 6,17% mais TR. Ou seja, em 2021, aqueles que ficaram na Poupança perderam o poder de compra.

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Felizmente, há várias opções de investimento que superam a poupança em rentabilidade. Há também opções que são além de rentáveis, mais seguras.

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As letras do Tesouro Direto podem gerar rendimentos superiores à poupança, principalmente no longo prazo. As letras do Tesouro são os investimentos mais seguros do Brasil.

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O CDB tem a mesma segurança da poupança. A segurança vem do Fundo Garantidor de Crédito. O CDB pode render mais que a poupança e o Tesouro Selic.

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Os fundos imobiliários são bons principalmente para quem deseja ter uma renda passiva e receber um aluguel mensal sem precisar ter um imóvel.

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Os fundos de investimento também são uma opção disponível no mercado. Há fundos de renda fixa sem taxa administrativa que podem render tanto quanto o Tesouro Selic e o CDB.

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Mas, se você não sabe onde e como investir, então uma solução seria contar com a ajuda de um time de profissionais especialistas quando o assunto é investimentos.

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Por exemplo, a carteira de FII da Suno está registrando alta de 81,79% contra 35,65% do CDI (fevereiro de 2017 até abril de 2022).

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Comparando a rentabilidade

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