Saiba como receber parte do seu FGTS no seu aniversário

Em 2019, foi criado o saque-aniversário do FGTS. Assim, o trabalhador com saldo no FGTS pode acessar os recursos todos os anos.

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Saiba como receber parte do seu FGTS no saque-aniversário.

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Por meio do saque-aniversário, o trabalhador tem condições de resgatar parte dos valores referentes ao saldo do FGTS.

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Sem o saque-aniversário, o trabalhador só teria chances de resgatar algum valor quando é demitido por justa causa, ou...

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Quando compra o primeiro imóvel, através da liberação emergencial, há também outras situações, como doenças e até na reforma do imóvel.

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Vale destacar que ao optar pelo saque-aniversário o trabalhador não poderá resgatar o saldo FGTS em caso de demissão sem justa causa.

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Para fazer a troca e ficar na opção de saque-rescisão, o trabalhador terá que aguardar dois anos.

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Não é qualquer valor que pode ser resgatado do FGTS, na verdade existe um cálculo, segue:

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Até 500,00 – Alíquota de 50,0%;

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De 5.000,01 até 10.000,00- Alíquota de 20,0% e mais uma parcela fixa de 650,00;

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De 15.000,01 até 20.000,00- Alíquota de 10,0% e mais uma parcela fixa de 1.900,00;

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Como o próprio nome já diz, o saque-aniversário libera o resgate de um valor referente ao saldo do FGTS no período do aniversário do trabalhador.

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Por exemplo: o trabalhador faz aniversário em março, então a partir do mês de março, o valor referente ao saque-aniversário ficará disponível.

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A opção pelo saque-aniversário pode ser feita por meio do aplicativo da Caixa Econômica Federal.

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Além do aplicativo do FGTS, ainda há a possibilidade de fazer a opção por meio do site da Caixa, acessando a conta do FGTS.

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