Aposentar com previdência privada é possível?

Aposentar com previdência privada é possível? Tudo o que você deve saber

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Se você acha que o INSS é a única forma de se aposentar, então você precisa conhecer como funciona a previdência privada.

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É um tipo de investimento com o caráter de longo prazo, e que apresenta como função ser um complemento à previdência pública.

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O seu princípio de funcionamento se faz por aportes periódicos por parte do investidor, de preferência mensais.

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É possível escolher o valor e a periodicidade da contribuição, ao passo que o valor investidor pode ser resgatado antes do prazo estabelecido.

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Como funciona?

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A outra fase é a renda, que é o período que você começa a receber o dinheiro aplicado, que será proporcional ao tempo e aos aportes feitos ao longo do tempo.

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Os fundos de previdência privada investem o dinheiro em títulos públicos e outros ativos de renda fixa.

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Alguns fundos também aplicam seus recursos em renda variável. Mas isso varia de fundo para fundo.

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Além disso, se você não estiver satisfeito com determinado fundo de previdência, você pode fazer a portabilidade para outro fundo.

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O que achou deste conteúdo sobre previdência privada? Acompanhe a Suno!

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Confira mais stories do grupo suno:

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