Taxa Selic sobe para 11,75%: Taxa Selic sobe para 11,75%:   como ela impacta seus investimentos

Taxa Selic sobe para 12,75%: como ela impacta seus investimentos

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O Copom (Comitê de Política Monetária) elevou a taxa Selic de 11,75% para 12,75.

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Diante disso, você sabe o quanto a taxa básica de juros afeta seus investimentos? Quer saber? Então venha comigo!

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É a taxa que o governo paga quando pega dinheiro emprestado. Por isso, ela serve como a base para os juros de toda a economia do país.

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Grande parte dos empréstimos e financiamentos têm como base a taxa selic.

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A Selic influencia os investimentos quando a rentabilidade do título está atrelada a Selic, como é o caso do Tesouro Selic.

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Ou seja, quando a selic aumenta, os investimentos em renda fixa atrelados à taxa selic rendem MAIS.

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Deste modo, vários investimentos em renda fixa se tornam mais atrativos.

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Nas finanças em geral, a taxa selic também serve para reduzir a pressão inflacionária, aumentando o preço dos financiamentos e reduzindo a atividade econômica.

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Para investir com qualidade, o investidor precisa superar a rentabilidade da taxa selic.

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Por isso, é recomendável encontrar títulos públicos ou privados com uma rentabilidade acima de 100% do CDI.

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Resumindo, a taxa selic pode impulsionar os investimentos de renda fixa, mas reduzir o crescimento econômico para frear a inflação.

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Taxa Selic sobe para 12,75%: como ela impacta seus investimentos

Entenda de uma vez por todas quais as consequências da alta da taxa Selic no seu bolso.

O Copom (Comitê de Política Monetária) elevou a taxa Selic de 11,75% para 12,75.

De 2020 até hoje, a selic subiu de 2% para 12,75%.

Aprenda tudo sobre a Renda Fixa Saiba mais

Diante disso, você sabe o quanto a taxa básica de juros afeta seus investimentos? Quer saber? Então venha comigo!

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É a taxa que o governo paga quando pega dinheiro emprestado. Por isso, ela serve como a base para os juros de toda a economia do país.

O que é selic?

O que é selic?

Grande parte dos empréstimos e financiamentos têm como base a taxa selic.

Quando ela aumenta, logo, o preço dos financiamentos também crescem.

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A Selic influencia os investimentos quando a rentabilidade do título está atrelada a Selic, como é o caso do Tesouro Selic.

Como ela impacta os investimentos?

Como ela impacta os investimentos?

Ou seja, quando a selic aumenta, os investimentos em renda fixa atrelados à taxa selic rendem MAIS.

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Deste modo, vários investimentos em renda fixa se tornam mais atrativos.

Ou seja, os ativos mais conservadores ganham maior atenção dos investidores.

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Nas finanças em geral, a taxa selic também serve para reduzir a pressão inflacionária, aumentando o preço dos financiamentos e reduzindo a atividade econômica.

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Para investir com qualidade, o investidor precisa superar a rentabilidade da taxa selic.

Como ganhar mais que a Selic?

Como ganhar mais que a Selic?

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Por isso, é recomendável encontrar títulos públicos ou privados com uma rentabilidade acima de 100% do CDI.

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Resumindo, a taxa selic pode impulsionar os investimentos de renda fixa, mas reduzir o crescimento econômico para frear a inflação.

Aprenda tudo sobre a Renda Fixa Saiba mais