Lucro do FGTS descubra se você tem direito

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Em 2022 o FGTS vai distribuir 99% dos lucros apurados em 2021. Em outras palavras, as mais de 106 milhões de contas vão receber um total de 13.2 bilhões de reais.

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Todo cidadão que tinha saldo do FGTS até a data de 31/12/2021 vai receber os valores proporcionais à sua posição no fundo.

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A distribuição de lucro acontece entre os meses de julho e agosto, sendo que o valor é depositado dentro do próprio fundo.

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Como o FGTS consegue lucrar?

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Com esses investimentos, o fundo acaba registrando alguns ganhos. Esses valores, todos os anos, desde 2017, são distribuídos aos seus cotistas.

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2021 R$ 13,2 bilhões; 2020 R$ 8,1bilhões; 2019 R$ 7,5 bilhões; 2018 R$ 12,2 bilhões; 2017 R$ 6,2 bilhões; 2016 R$ 7,3 bilhões;

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Considerando o volume de 13,2 bilhões de reais que serão distribuídos, o cálculo é: 0,02748761 vezes o saldo em conta referente ao dia 31/12/2021.

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Por exemplo: se o contribuinte possui um saldo de R$ 1.000,00 em 31/12/2021, então os valores a receber do FGTS serão de R$ 27,48.

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Infelizmente não. A realidade dos anos anteriores, onde o FGTS, junto das distribuições de lucro, conseguiu superar a inflação, não aconteceu em 2022.

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Com uma inflação de 10,06% em 2021 e nos últimos 12 meses de 11,89%, o FGTS rendeu somente 5,83% junto dos lucros. Portanto, ficou bem atrás da inflação.

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