Saldo do FGTS LIBERADO: veja se você tem direito a esse dinheiro

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O saldo do FGTS costuma ser utilizado tanto para quitar as dívidas pendentes como uma renda nos meses em que o trabalhador busca sua recolocação.

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O FGTS (Fundo de Garantia do Tempo de Serviço) é um benefício dos trabalhadores em regime CLT. Ele é liberado para quem perdeu o emprego sem justa causa

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Assim, a cada novo emprego é criada uma conta, correspondente ao trabalho atual. Estas contas são, obrigatoriamente, gerenciadas pela Caixa Econômica Federal.

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O valor a ser depositado pelo empregador no FGTS corresponde a 8% do valor do salário do empregado.

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Este valor é desembolsado pela empresa, não podendo ser descontado do funcionário.

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O dinheiro depositado na conta do FGTS do funcionário passa por correção monetária mensal. A correção é feita no dia 10 de cada mês.

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O FGTS é liberado para quem perdeu o emprego sem justa causa. Ou seja, se o empregado pedir demissão, não poderá sacar o seu FGTS.

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O valor também é liberado em caso de aposentadoria, morte do patrão e fechamento da empresa ou término do contrato de trabalho temporário.

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Ao ser demitido, o profissional recebe, na assinatura da sua rescisão, uma série de papeis do empregador.

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Basta levá-los a uma agência da Caixa Econômica Federal, com documento de identificação com foto e a carteira de trabalho.

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Não é preciso ter conta no banco para resgatar o FGTS. Para administrar bem o dinheiro, vale usar uma planilha de gastos. Lembre-se de usar os recursos com sabedoria.

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